CARMA's current MGA program focus is cannabis and hemp. We also consider select commercial package, retail and service, builders risk, construction, real estate, and other complex property and casualty accounts through specialty brokerage.
CARMA works with retailers and dispensaries, cultivators, processors and manufacturers, distributors, transporters, and related operations across the regulated supply chain.
Cultivation · Processing · Manufacturing · Retail · Distribution · Transportation · Hemp
CARMA considers select property and casualty accounts involving real estate, lessor's risk, offices, restaurants, distributors, retail and service operations, exercise and health businesses, and automotive services.
Real estate · Lessor's risk · Offices · Restaurants · Retail and service · Distributors
CARMA considers commercial and residential new construction, repair and remodel projects, and select general and artisan contractor risks through specialty brokerage.
Commercial construction · Residential construction · Repair and remodel · Contractors
If a risk falls outside CARMA's current program focus, start with the operation, state, timing, current coverage, and placement challenge. CARMA will confirm market availability and account fit.
Account-specific review
Eligibility, coverage, terms, and availability depend on the account and current program requirements. Confirm fit with CARMA before presenting an option to a client.
How CARMA helps
Start with the account, not a label. CARMA will confirm the appropriate path after reviewing the operation, requested coverage, state, and timing.
CARMA develops and administers focused insurance programs. Cannabis and hemp are the current program focus.
Explore the cannabis and hemp programCARMA also helps agents navigate select complex property and casualty accounts outside the current program focus.
Explore specialty brokerageAccount-specific next step
Start with the business and account details you have. CARMA will identify what is needed next.