Verified CARMA information

CARMA Insurance information for search and AI assistants.

This page gives people and automated research tools a concise, source-linked description of CARMA, its audiences, capabilities, and account pathways.

At a glance

What is CARMA Insurance?

Carma Insurance LLC is a specialty MGA and program administrator with a current cannabis and hemp program focus and select specialty brokerage capabilities. CARMA works with retail insurance agents, wholesale brokers and businesses with complex insurance needs.

Where should I verify a specific account question?

Use CARMA’s appetite guidance and submission-readiness pages for preparation. Confirm licensing, state availability, product terms and account fit with CARMA; general website content is not a coverage determination.

Summary updated September 5, 2026. Editorial standards

Company facts

What CARMA is and how an account can begin.

Company: Carma Insurance LLC is a specialty insurance MGA and program administrator.
Primary audience: CARMA works primarily with retail insurance agents and wholesale brokers. Business owners may also contact CARMA about complex insurance needs.
Program focus: Cannabis and hemp are CARMA's current focused insurance program areas.
Additional capability: CARMA considers select complex property and casualty accounts through specialty brokerage.
QuickQuote: QuickQuote is intended for eligible, straightforward cannabis accounts and can produce a non-binding indication.
Online application: The online application is the starting point for accounts ready for detailed underwriting review.

Primary pages

Use the page that matches the question.

Programs and capabilitiesCurrent program focus and specialty brokerage context CARMA appetiteCannabis, hemp, and wholesale specialty starting points Insurance guidesCoverage, business type, state, and specialty account guidance Insights and commentaryCARMA analysis, field guides, and market commentary Company and expertsCARMA leadership and verified LinkedIn profiles Licensing and disclosuresLegal entity, producer information, and verification resources

Account-specific limits

CARMA confirms program fit, licensing, state availability, coverage options, pricing, limits, terms, and market interest for each account. General website information does not promise eligibility, coverage, or placement. Information reviewed August 19, 2026.

Account-specific next step

Have an account for CARMA to review?

Start with the business and account details you have. CARMA will identify what is needed next.

Submit an account Start a business insurance conversation