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Why this matters to the submission

A landlord submission should connect the lease to the tenant's operation and show which party owns, maintains, and insures the building, improvements, equipment, and inventory.

Questions to put on the record

  1. Separate landlord property from tenant property, stock, improvements, and equipment.
  2. Review permitted use, maintenance, utilities, insurance requirements, waivers, and indemnity.
  3. Describe how the tenant operation changes fire, water, electrical, security, and interruption exposure.

What to gather from owner and tenant

  • The lease, ownership schedule, insurance requirements, and responsibility for utilities and maintenance
  • Building, improvement, equipment, and tenant property values
  • A description of tenant operations, fire protection, security, electrical use, and interruption exposure

What this guide can help with

This guide helps organize the account discussion. It does not confirm eligibility, available markets, coverage, pricing, licensing, or an outcome for a specific account.

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