Insurance by state

Wisconsin hemp insurance

Wisconsin discontinued its state hemp program in 2022, and hemp growers in the state are licensed through the U.S. Department of Agriculture. A Wisconsin hemp insurance review should identify the products, operation, locations, requested coverage, and current federal, state, and local requirements without treating this guide as evidence of insurance availability.

Coverage and availability depend on the account, state, insurer and underwriting review. General information and nonbinding indications do not bind insurance; the applicable binder, policy, endorsements and law govern coverage.

Important insurance information

This guide is general information and does not determine coverage or legal requirements for your business. Policy terms, exclusions, conditions and available options vary. Contact the appropriate licensed insurance representative about your account, request confirmation of any coverage placed, and review the applicable insurance documents. An application, inquiry or nonbinding indication does not by itself bind or change insurance.

On this page 6 sections

Use the federal producer record for Wisconsin cultivation

Wisconsin growers now use USDA hemp producer licensing, while processors and sellers may have separate product, food, feed, pesticide, or retail obligations. Distinguish cultivation from processing, distribution, and finished-product sales throughout the submission.

Connect the Wisconsin hemp record to the actual products

Match the proposed named insureds and Wisconsin locations to current registrations, licenses, or other operating records. For the Wisconsin account, describe the plant material, ingredients, intended use, testing, claims, labels, suppliers, manufacturers, customers, and sales channels.

Prepare the Wisconsin hemp exposure picture

Organize property and stock values, sales, payroll, vehicles, contracts, current coverage, losses, and the requested effective date by entity and location. Confirm legal and regulatory questions with qualified counsel or Wisconsin Department of Agriculture, Trade and Consumer Protection, Hemp Transition Guidance.

Wisconsin hemp account questions

  • Does the insured hold a USDA hemp producer license, or does it only process, distribute, or sell finished products?
  • Which Wisconsin food, feed, pesticide, or retail rules apply to the account's actual products and claims?
  • Which cultivation, processing, storage, and retail activities occur in Wisconsin under the federal licensing structure?

Records for a Wisconsin hemp submission

  • Wisconsin entity names, ownership, locations, hemp activities, products, and current operating status
  • Current registrations, licenses, approvals, and relevant records from Wisconsin Department of Agriculture, Trade and Consumer Protection, Hemp Transition Guidance
  • Product and testing records, requested coverage, exposure schedules, contracts, current policies, and losses

Can CARMA consider this account?

CARMA confirms program fit, licensing, state availability, coverage options, and market interest for each account. This guide does not promise eligibility, terms, pricing, or placement.

Primary sources

Use these official sources to confirm current requirements. Requirements can change after the checked date.

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Account-specific review

Bring CARMA the account.

Retail agents, wholesale brokers, and business owners can start with the details they have.