Define the property and when it moves
Identify goods, equipment, tools, samples, or other property that travels or is temporarily away from a scheduled location. State its owner, value, origin, destination, frequency, and mode of transport.
Clarify custody, contracts, and security
Explain whether the insured, an employee, a contractor, or a common carrier has custody at each stage. Describe packaging, storage, vehicle or facility security, tracking, contracts, and responsibility for loss.
Transit and mobile-property questions
- What property moves, how often, and what is the greatest value at one time?
- When does custody or financial responsibility transfer between parties?
- Which contracts, carriers, vehicles, routes, storage points, and security controls apply?
What CARMA wants the submission to explain
These details help the team understand the account and identify the next useful question. They do not establish eligibility or available terms.
- Follow property from origin through storage, transit, temporary locations, and final delivery.
- Identify ownership, custody, valuation, packaging, conveyance, carriers, routes, and maximum concentration.
- Reconcile contracts, shipping records, vehicle information, security controls, and prior transit losses.
Records for an inland marine or cargo review
- Property description, ownership, values, origins, destinations, frequency, and transit method
- Carrier, vehicle, custody, packaging, tracking, security, and temporary-storage details
- Transportation or customer contracts, loss history, and current cargo or property coverage
Can CARMA consider this account?
CARMA confirms program fit, licensing, state availability, coverage options, and market interest for each account. This guide does not promise eligibility, terms, pricing, or placement.