Identify plans and fiduciary responsibilities
List retirement, health, welfare, and other employee benefit plans, along with plan assets, participant counts, administrators, trustees, committees, and outside service providers.
Describe governance and participant issues
Explain how plan decisions, fees, investments, enrollment, communications, records, and service providers are reviewed. Include audits, corrections, regulatory inquiries, participant complaints, and prior allegations.
Benefit-plan questions to resolve
- Which benefit plans, assets, and participant groups are in scope?
- Who makes fiduciary decisions and monitors outside service providers?
- Have audits, corrections, complaints, or regulatory matters identified any concern?
What CARMA wants the submission to explain
These details help the team understand the account and identify the next useful question. They do not establish eligibility or available terms.
- List each employee benefit plan, participant group, plan asset amount, and responsible fiduciary or committee.
- Describe governance, service-provider oversight, fees, enrollment, communications, records, audits, and corrections.
- Identify participant complaints, regulatory inquiries, litigation, prior allegations, and current fiduciary coverage.
Records for a fiduciary liability review
- Plan list with participant counts, assets, administrators, trustees, and committees
- Governance, service-provider, audit, and participant-communication information
- Prior complaints, corrections, inquiries, claims, and current fiduciary coverage
Can CARMA consider this account?
CARMA confirms program fit, licensing, state availability, coverage options, and market interest for each account. This guide does not promise eligibility, terms, pricing, or placement.