Follow cash and inventory through the operation
Describe collection, counting, storage, transport, reconciliation, and deposit practices. Identify which employees, vendors, and locations can access cash, products, accounts, or financial systems.
Crime questions to resolve before submission
- What is the greatest amount of cash or inventory held or moved at one time?
- Who can approve payments, change vendor instructions, or access financial accounts?
- How are discrepancies investigated and reconciled across locations and shifts?
What CARMA wants the submission to explain
These details help the team understand the account and identify the next useful question. They do not establish eligibility or available terms.
- Describe how cash, inventory, securities, payment instructions, and access credentials move through the business.
- Identify who can receive, approve, change, transfer, count, reconcile, or remove valuable property.
- Explain segregation of duties, verification procedures, physical controls, audits, and prior incidents.
Records for a crime review
- Cash, inventory, deposit, and funds-transfer procedures
- Employee and vendor access controls, dual-authorization practices, and security information
- Prior theft, dishonesty, forgery, fraud, or funds-transfer losses and current coverage
Can CARMA consider this account?
CARMA confirms program fit, licensing, state availability, coverage options, and market interest for each account. This guide does not promise eligibility, terms, pricing, or placement.