Applications and submission tools

Find the right starting point
for the account.

Use the full online application to provide CARMA with the account information needed for underwriting review. The resource list below helps organize supporting details by business type and coverage.

Full online application

Send the underwriting detail in one place.

Complete the guided application when the account is ready for a detailed review. You can still contact CARMA if the risk is taking shape or you are not sure where to begin.

Complete the full online applicationOpens CARMA's separate online application.

7 sample resources

Cannabis & hemp / Package

Cannabis business application

Core operation, ownership, locations, revenue, products, and controls.

Complete application

Cultivator / grower / Property

Cultivator risk details

Growing method, utilities, crop stages, security, values, and interruption.

Complete application

Processor / manufacturer / Product liability

Processor & manufacturer supplement

Inputs, methods, testing, labeling, contracts, recall, and product flow.

Complete application

Retailer / dispensary / Package

Dispensary & retailer supplement

Locations, inventory, security, sales, delivery, and customer-facing operations.

Complete application

All businesses / Property

Property, stock & equipment schedule

Entity, location, ownership, valuation, stock stage, equipment, and limits.

Complete application

All businesses / Loss information

Loss history worksheet

A structured record of known losses, open claims, causes, and corrective actions.

Complete application

All businesses / Submission tool

Submission readiness checklist

A broker-first checklist for the account story, required records, and open questions.

Complete application

Account-specific next step

Have the account information ready?

Use the full online application to send CARMA the detailed business, coverage, and underwriting information in one place.