---
title: "Zimraan Shikari | CARMA Insurance"
description: "Zimraan Shikari is Director, Underwriting at CARMA Insurance."
canonical: "https://www.carma365.com/experts/zimraan-shikari/"
---

![Zimraan Shikari, Director, Underwriting at CARMA Insurance](/brand/zimraan-shikari.jpg)

CARMA leadership

# Zimraan Shikari

Director, Underwriting

Zimraan Shikari is Director, Underwriting at CARMA Insurance. His work at CARMA focuses on underwriting, risk controls, property and inventory questions, extraction, and submission quality.

[Connect on LinkedIn](https://www.linkedin.com/in/zimraan-shikari-780507209/)[Back to the CARMA team](/about/)

Focus at CARMA

## Current areas of focus.

- Underwriting

- Risk controls

- Property and inventory

- Submission quality

Related CARMA guidance

## Explore guidance connected to this focus.

Articles by Zimraan Shikari

## Account guidance and market commentary.

[risk management guide Dispensary compliance starts with records the business can explain A practical way for brokers and dispensary operators to organize licenses, inventory controls, security records, marketing review, and material changes for an insurance conversation. Read article](/insights/dispensary-compliance-insurance-records/)[op-ed Product recall readiness starts before a claim Cannabis and hemp brands, manufacturers, distributors, and retailers need a clear responsibility map, traceable records, and a tested response process before a product problem appears. Read article](/insights/cannabis-product-recall-readiness/)[coverage education Edibles and flower present different insurance questions Product format changes the manufacturing, ingredient, testing, labeling, storage, contract, and recall facts that a broker should bring into the submission. Read article](/insights/edibles-vs-flower-insurance/)[disaster readiness guide Wildfire readiness for California cannabis businesses A pre-loss checklist for people, licensed inventory, property values, business interruption, records, emergency movement, and insurance notice. Read article](/insights/california-cannabis-wildfire-readiness/)[renewal risk guide A cannabis risk review should start with what changed Before renewal or a new market approach, reconcile the business, products, locations, values, contracts, people, systems, losses, and controls into one current account story. Read article](/insights/cannabis-risk-review/)[equipment and process guide How to present cannabis extraction equipment to an insurance market The useful submission connects the extraction method, equipment, approvals, protection, maintenance, values, bottlenecks, and recovery plan. Read article](/insights/cannabis-extraction-equipment-insurance/)[claims preparation guide What to do after a loss at a cannabis business Protect people, follow emergency and regulator instructions, locate the policy notice requirements, preserve the facts, and coordinate the response with the broker, carrier, and qualified advisers. Read article](/insights/cannabis-claim-first-response/)[Underwriting field notes Cannabis inventory is not one number A useful inventory schedule separates stage, ownership, location, valuation, concentration, records, and the time needed to restore the operation. Read article](/insights/cannabis-inventory-is-not-one-number/)