--- title: "Cannabis delivery and transportation insurance | CARMA" description: "Cannabis delivery and transportation accounts require a clear view of vehicle ownership, drivers, territory, custody, security, contracts, and the goods..." canonical: "https://www.carma365.com/cannabis-insurance/delivery-transport/" --- Insurance by business type # Cannabis delivery and transportation insurance Cannabis delivery and transportation accounts require a clear view of vehicle ownership, drivers, territory, custody, security, contracts, and the goods being moved. The submission should separate delivery for the insured's own sales from transportation performed for other businesses. Prepared by [CARMA Insurance](/about/) Reading time 1 min read Content updated August 12, 2026 Carma Insurance LLC [Business entity NPN 21134854](/licensing-disclosures/) Related CARMA expertise [Zimraan Shikari, Director, Underwriting](/experts/zimraan-shikari/) [How we publish guidance](/editorial-standards/) [Submit a transportation account](https://broker-forms-sandbox.pages.dev/application)[Start QuickQuote](https://broker-forms-sandbox.pages.dev/quoter-v2/)[Speak with the CARMA team](/contact/) Coverage and availability depend on the account, state, insurer and underwriting review. General information and nonbinding indications do not bind insurance; the applicable binder, policy, endorsements and law govern coverage. Important insurance information This guide is general information and does not determine coverage or legal requirements for your business. Policy terms, exclusions, conditions and available options vary. Contact the appropriate licensed insurance representative about your account, request confirmation of any coverage placed, and review the applicable insurance documents. An application, inquiry or nonbinding indication does not by itself bind or change insurance. Account brief ## What to clarify before discussing this account **Clarify** Is the business delivering its own sales, transporting for others, or doing both? **Confirm** Who owns and insures the goods, cash, and vehicles at each point in the trip? **Prepare** Delivery model, service territory, goods, values, custody, cash, and customer information [Submit a transportation account](https://broker-forms-sandbox.pages.dev/application) On this page 5 sections On this page [Map the delivery model from pickup to handoff](#map-the-delivery-model-from-pickup-to-handoff)[Match vehicles and drivers to the work](#match-vehicles-and-drivers-to-the-work)[State questions](#state-questions)[Underwriting focus](#underwriting-focus)[What to send CARMA](#what-to-send) ## Map the delivery model from pickup to handoff Describe orders, pickup, loading, routes, customer verification, delivery, failed deliveries, returns, cash collection, and storage. Identify who owns the goods and when custody changes. ## Match vehicles and drivers to the work Separate owned, leased, rented, employee-owned, and contractor vehicles. Provide driver screening, motor vehicle records, radius, garaging, tracking, security, communication, and incident procedures. ## Delivery and transportation questions - Is the business delivering its own sales, transporting for others, or doing both? - Who owns and insures the goods, cash, and vehicles at each point in the trip? - How are drivers, routes, customer verification, security, failed deliveries, and incidents managed? ## What CARMA wants the submission to explain These details help the team understand the account and identify the next useful question. They do not establish eligibility or available terms. - Explain whether the business owns product, transports for others, or performs delivery as part of retail operations. - Identify vehicles, drivers, routes, radius, custody, cargo values, cash handling, security, and tracking. - Reconcile delivery contracts, vehicle schedules, driver records, licenses, prior losses, and requested coverage. ## Records for a delivery or transportation submission - Delivery model, service territory, goods, values, custody, cash, and customer information - Vehicle and driver schedules, motor vehicle records, garaging, radius, tracking, and security controls - Customer and transportation contracts, licenses, loss history, and current auto or cargo coverage ## Can CARMA consider this account? CARMA confirms program fit, licensing, state availability, coverage options, and market interest for each account. This guide does not promise eligibility, terms, pricing, or placement. Important insurance and legal information CARMA's website provides general information only. It is not insurance, legal, tax, regulatory, underwriting, safety, risk-management, or claims advice. Nothing on this site is a quote, binder, policy, coverage determination, legal opinion, or promise of eligibility, availability, pricing, terms, limits, or placement. Only an issued policy and its endorsements can provide coverage, and their actual terms, conditions, limitations, and exclusions control. Sending information, following a link, or speaking with CARMA does not bind coverage, change a policy, or create authority to act for an insurer unless an authorized party confirms that authority in writing. Do not rely on this website to report a claim, request a policy change, satisfy a notice requirement, or meet a deadline. Use the instructions in the applicable policy or written communication. Laws, licensing, appetite, carrier participation, and external sources can change, so confirm time-sensitive matters with CARMA, the controlling source, and qualified advisers. [Read the complete website disclaimer](/legal-disclaimer/). [Back to top](#main-content) Continue researching ## Put this subject in the context of the full account. Account-specific review ## Bring CARMA the account. Retail agents, wholesale brokers, and business owners can start with the details they have. [Submit a transportation account](https://broker-forms-sandbox.pages.dev/application)[Start a business insurance conversation](/contact/)